Small business or SMEs often overlook the need for adequate insurances. This is due to their focus on investing any spare cashflow and capital in growth strategies. There are also a lot of different types of insurance so it can become overwhelming when you’re told you need separate business insurance policies for everything. Therefore, if […]
Lawsuits can create enormous financial strain and pressure on both yourself and your business if you do not have the relevant business insurances to help you pay for legal costs and compensation packages. As well as implementing a safeguarding strategy that instigates risk assessment and workplace health and safety guidelines, you should prioritise securing a […]
You’ve heard the stories: a customer slips and falls inside a business and sues. It can be a nightmare scenario for a small business that is already struggling to stay afloat. Each year in the U.S., preventable accidents lead to $18.42 million in costs. As a business owner, it’s important to understand the basics of […]
Small businesses need insurance to cover various parts of their business. Unfortunately, you can’t buy a single policy that covers you entirely. You’ll have to take out several policies, and workers’ compensation is one of them. It’s important to understand how that works when getting started. 1. Full coverage with a workers’ compensation policy is […]
Company cars are an important asset for businesses in many industries whether this vehicle is to make deliveries or simply as means to get from A to B. It is important to protect your investment and one of the most important ways that a business owner can do this is with a GAP insurance policy. […]
A term insurance policy is a policy that provides financial stability to an individual and their family for a set period of time. The plan makes sure to keep the health of everyone insured in check and to take care of any finances that are related to medical treatment for a person. Term insurance plans […]
Shopping for commercial fleet insurance can stressful if you’re not sure what questions to ask. Obviously, securing the right policy for your needs boils down to the number of vehicles you need to be covered and what you can afford. But how do you know you’re getting the best rate? And does your policy offer […]
After months of brainstorming and planning, you’ve finally decided to make your business idea a reality. One thing you should know, however, before jumping in head first is the risks you will be exposing to yourself and your new business. And these risks are no joke: they can wipe your business off the market even […]
As a business owner, you expose yourself to a host of risks as soon as you get the entity of the ground. Starting a business and running it successfully day in day out, is stressful enough without having to worry about the risks involved. Fortunately, we have various insurance products designed to help businesses and […]
Quick question; what does it take to succeed in business? Well, you might answer, it requires a bit of startup capital, an active and dynamic approach to marketing, a good knowledge of the industry, the right sort of contacts… While there may be a wide range of things that contribute to the success of a […]
Health and safety is an integral part of your business and following it not only keeps people safe but protects your business from lawsuits and claims. No one wants to see a colleague seriously hurt at work and then face the double blow of seeing their business suffer as well. It’s really important to not […]
Insurance is something anyone serious about their personal or professional life doesn’t overlook. There are many different kinds of insurance, to begin with. However, at this point, it can be safe to assume that you know something about basic covers such as medical insurance and homeowners insurance. Some of you even know plenty about general […]
Can you afford not having an insurance for your business? Here’s a stat to put things in perspective: About 90% of all businesses in the United States go through litigation at one point. What’s more, nearly a third to a half of small businesses face litigation in any given year! Now, ask yourself the same […]
In 2016, Americans collectively spent a whopping $1.1 trillion on insurance premiums. Do you want to earn a piece of this pie? Read on, because we’re telling you how to do it! Americans will always need insurance. With the uncertainties of life, one needs to insure their life, health, family, home, and businesses. Starting an […]
In business today there is one certainty, having the appropriate level of insurance pays off. Litigation against businesses due to injury and damage to property if rife especially in countries which are renown as litigious like the USA. Medical malpractice is the most prevalent with the high payouts awarded. Other industries also need to be […]
Did you know every type of use of a vehicle must be covered with a specific use insurance policy. If your car is for commercial use the policy is different to one for personal use and again if you’re using your car to visit clients i.e. business use you need a policy for that use […]
