Whether retirement is on the distant horizon or just around the corner, chances are you’re concerned about how you’ll spend it. With life expectancies rising all...
One of the first things that your advisors will tell you when you start up your company is to legally separate your personal finances from your...
Look at your spending over the last year and you will no doubt find that, aside from your mortgage or rent, your biggest expense is food....
A survey of around 1000 New Zealanders over the age of 18 undertaken on behalf of the Commission for Financial Literacy and Retirement Income in May...
The question of who takes responsibility for managing financial affairs and setting goals and priorities in a relationship is one that has a number of different...
What you do with your money in your twenties will have a significant impact on the rest of your life. Start off on the wrong track...
There is really not much difference between spending and saving. All money is spent – it is just a question of when. When you receive money,...
There has been much talk recently about whether KiwiSaver should be made compulsory and the percentage contribution increased. In theory, there could be several economic benefits...
Worries about money can cause significant levels of stress that affect your quality of life, your relationships, your health, your ability to study and your career....
When money is tight, family and friends are often called upon for a loan. It’s nice to help people but lending money on an informal basis...
Financial advisers have been working under their new regulatory framework for nearly three years and many have changed the way in which they operate over that...
The Reserve Bank’s recent increase of the Official Cash Rate (OCR), albeit a small one, heralds the start of a new cycle in interest rates. The...
Retirement planning is complicated enough for any couple, but when there is a second time relationship involved, there are even more issues to consider. In many...
Some people have an obsession with wealth – how to get more of it and what to buy with it - and they dream of the...
An interest-only mortgage, as the name suggests, is one where no principal repayments are required to be made during the term of the loan. It is...
Proposed new IRD rules which may take effect from 1 April, 2014 will treat transfers or payments from overseas pensions as taxable income with certain exceptions....
