Small businesses need insurance to cover various parts of their business. Unfortunately, you can’t buy a single policy that covers you entirely. You’ll have to take out several policies, and workers’ compensation is one of them. It’s important to understand how that works when getting started. 1. Full coverage with a workers’ compensation policy is […]
Company cars are an important asset for businesses in many industries whether this vehicle is to make deliveries or simply as means to get from A to B. It is important to protect your investment and one of the most important ways that a business owner can do this is with a GAP insurance policy. […]
After months of brainstorming and planning, you’ve finally decided to make your business idea a reality. One thing you should know, however, before jumping in head first is the risks you will be exposing to yourself and your new business. And these risks are no joke: they can wipe your business off the market even […]
Insurance is something anyone serious about their personal or professional life doesn’t overlook. There are many different kinds of insurance, to begin with. However, at this point, it can be safe to assume that you know something about basic covers such as medical insurance and homeowners insurance. Some of you even know plenty about general […]
In business today there is one certainty, having the appropriate level of insurance pays off. Litigation against businesses due to injury and damage to property if rife especially in countries which are renown as litigious like the USA. Medical malpractice is the most prevalent with the high payouts awarded. Other industries also need to be […]
We’ve all heard of all the latest lawsuits in the news. From drunk drivers suing car companies after crashes to burglars suing home-owners after an injury, lawsuits are everywhere. 71% of companies spend $1 million or more on litigation per year. Do you have that much extra cash to spend on a lawsuit? With all […]
There’s nothing more frustrating than an employee handing in their letter of resignation. It’s even more annoying when it occurs within a couple of years of their hire. Recruitment is an expensive exercise, so incentivising employees especially those in specialist roles, may be a great way of lowering the resignation count within your business. A […]
A closely held insurance company (CIC) has become a popular choice for small to medium-sized business owners who want to build and protect their wealth and legacy even after their death. A CIC has the ability to both protect business assets and interests, and at the same time, postpone and reduce tax when transferring real […]
The rail network is worse than ever. The bus lanes are nothing short of a nightmare. As a whole public transport is in a bit of a mess these days, and starting your own taxi firm may be a way to not only solve some of Britain’s public transport troubles, but also to create a […]
Insurance is important — without it, your assets aren’t protected. So if someone sued you or your business, if you had a house fire, or you were in a car wreck, you could lose everything. No one wants to start over from scratch. Learn more about what type of insurance you should carry for yourself […]
One of the worst things that can happen to you as a business owner is having your company come to a grinding halt during work hours because your equipment has failed. What can cause faulty equipment? One of the biggest reasons why equipment such as laptops and other sundry office electronics fail or stop working […]
An insurance policy goes a long way in assuring the employees that they are in a safe zone. As an employer, it is the responsibility for every organization to get employee accident insurance so that employees can work with peace of mind. While HR policies vary from one company to another, rewarding the right employees […]
When you choose to walk down the path of being an entrepreneur, you take on a great responsibility. As an entrepreneur, you are exposed to a certain amount of risk. Acquiring the right sort of insurance can save you a load of hardship down the road. If you are not particularly knowledgeable about commercial insurance […]
Setting up a business in New Zealand can be a gruelling, yet rewarding and exciting endeavour. Organising insurance for your business probably isn’t going to be as exciting, but it’s definitely one of the most important things you’ll do and could save you and your business from financial disaster. Most people have a rough understanding […]
Covering All The Angles Public liability insurance is integral for a variety of businesses. You need to be covered in the event something goes wrong for which your business would be responsible. If you’ve got insurance, then this doesn’t represent a huge loss. Public liability insurance is especially important in businesses that feature dangerous situations. […]
As a small to medium-sized business owner, you’re well aware of the many types of liabilities you’re responsible for. However, not all businesses cover all these which can come back to bite them in the long run. Take how the high cost of healthcare, for example, could affect your revenue. Without the proper insurance, a […]
