Just recently, leading High Street bank HSBC issued an announcement saying that they are planning to launch a new service, offering investment advice online, by the end of 2017. What little detail they have released thus far, describes the new service as cheap wealth management initiative aimed at savers who only have a modest sum […]
Finding a fleet of vehicles for your business or SME can be a difficult affair, not least because of the initial outlay of money if you’re buying them outright. Purchasing new vehicles is expensive, but might be preferable in the long-run to buying older cars or vans that are more likely to need maintenance as […]
When you’re running a business, you need to manage your money wisely. A lot of first-time entrepreneurs make the mistake of spending too much. It’s also easy to blow money on the wrong things. It can often have bad results for your business, so you need to avoid spending on things that don’t help.
Paying of accumulated debt can be a daunting task and apparently it seems to be really frustrating to cut short regular budget for making provision for repayment of the loan. However paying the debt is a real obligation and we all need to save money for paying loan, regardless it is a secured loan or […]
Are you tired of relying on banks to help you out with loans when you know there are cheaper options? Do you have family money sitting in a savings account doing nothing? Situations like this can make it tempting to put your family money into your company. This is sometimes a good strategy but it […]
So you’ve earned a little money and you’re not sure what to do with it. In a world full of things constantly trying to grab your attention, thoughts of long-term investment often fall by the wayside. It’s understandable. The investing world is intimidating and unknowable. You might have heard about the risks associated with it, […]
In today’s competitive market, businesses that don’t offer customers with the convenience of credit card processing risk more than just dwindling profit. In fact, given modern society’s go-go mentality, a business (small or large) simply cannot afford abdicating merchant services to its consumers.
Juggling your finances after retirement can be difficult no matter how careful you’ve been. If you’re a senior struggling to make ends meet after retirement, or if your parents are in this situation and you’re looking for an option to help them, a reverse mortgage loan could help.
When budgets are tight and funds are low, finding creative ways to free up cash is a must. Whether you need to get out of debt, start an emergency savings account, or you just want to treat yourself with a little shopping spree, there are some simple ways to free up cash. I’ve compiled a […]
Business success is never easy. It’s especially difficult for a young company. While luck certainly plays a part – having the right product at the right price at the right time – success is often a result of setting clear goals, creating realistic plans, testing the marketplace, and reviewing what worked and what didn’t work […]
The world we live is greatly digitalized with new gadgets and technology which you can’t even think off. It is getting upgraded day by day and insisting us to explore the new trends and features which will make you thing awesome while using them.
What is the person’s worst nightmare? It is being in severe debt and not finding any way to cope up with it. This terrible situation feels like a dreaded scourge looming the person’s life and his family. He gets dunning notices and threat from his creditors to pay back the money or else, the rest […]
At a political and economic level, we all know that those who control the money have the power. In personal relationships, it is no different. Control over money can be used in either a beneficial or detrimental way by one person to control another. The way in which money is managed in a relationship very […]
Our forebears lived through hard times and, if they were alive today, would no doubt remark that we live in luxury by comparison. Despite their meagre household incomes and large families, by enlarge they were able to provide the essentials of life for their families without handouts from the Government and without going broke. Their […]
Cash flow is the life blood of any small business and those business owners who fail to juggle the balance between money in and money out do not succeed. It doesn’t matter if a product or service is the best thing since sliced bread; lack of cash flow will stop a business in its tracks.
The OECD has recently released the results of a survey of financial literacy skills and knowledge for 15 year olds in its member countries. Overall, New Zealand students have a relatively high level of financial literacy when compared with other countries, with 1 in 5 having advanced skills and knowledge.
