Archive | Finance

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E-money And Virtual Bank Accounts Are Advantageous to Businesses

E-money or electronic money is the monetary value, which gets stored digitally. It exists only on technical devices like mobile phones, smart cards, or computers and not in any kind of physical form like coins or banknotes. Basically, e-money transactions are done through the internet using smart cards linked with bank accounts. E-money has become […]

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How to Get a Business Loan: Essential Steps for Small Businesses

Obtaining extra financing is often essential to launch and grow a business. You have daily expenses, salary payroll, equipment, and inventory to cover. Sometimes it seems that small businesses have to jump through hoops to get a business loan due to today’s stringent bank lending standards. It can seem nearly impossible. Although it’s difficult to […]

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Planning a Business, And Planning Retirement Around It

There are all sorts of different reasons why you would want to plan and own a business. One thing that many people want is to retire with their business intact. And so if you think about how you want to retire at the same time you’re thinking about starting a company, there can be a […]

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How to Understand Different Types of Risk When Trading Stocks

In finance, calculating risk is a straightforward equation, easy to understand if you know your arithmetic, but if you are a stock trader, there could be different types of risk that you need to take into consideration, and not all these risks could fit neatly into an equation. Read on to find out the type […]

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sky rocket your business profit

5 Business Management Practices That Will Skyrocket Your Profit

Let us face the reality, it is hard to scale business. It requires considerable effort. In the beginning, you will have to manage all the tasks alone, deal with marketing and sales. It is important to understand the corporate compliance and taxes. It means business owners have to interact with the customers on regular basis. […]

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business bankruptcy

Filing Bankruptcy For Your Small Business

There’s a lot of uncertainty in the small business sector in the United States.  Every day, as one small business closes its doors another is founded.  It’s a revolving door that you try your best to avoid, but not everyone can find success. Bankruptcy is available as a salvaging option for struggling business owners, just […]

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Do You Need to Pay US Taxes on Foreign Income?

Working abroad is a great way to make good money and explore a new culture. For many American’s though, figuring out their tax obligations quickly becomes complicated and confusing. How much do I owe on foreign income? Is it taxed the same as income at home? Do I have to pay taxes to two countries? […]

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downsizing the business

5 Facts About the Underfloor Heating Cost for Your Office

What’s the worst thing about winter? Scraping ice off your windshield? Short days? Your glasses fogging up when you go inside? None of these things is pleasant, but they’re not the worst. The worst thing about winter is cold feet. Even when your office is nice and warm, you often have cold feet. Underfloor heating […]

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10 Cost Cutting Ideas to Reduce Your Business Expenses

Over 50% of businesses cease operations due to lack of financial funding or profits, according to a report by the Global Entrepreneurship Monitor in 2015/2016. When business owners plot ways to grow profits, they usually focus their energy on how to get more customers to increase sales, rather than how to cut costs. Think you’ve […]

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7 Tips for Choosing the Best Billing and Invoice Software

Choosing accounting and invoice software is a big decision for your business. It’s also a good sign that you’re taking your bottom line seriously. About 18% of small businesses don’t use accounting software and only 21% have accounting and invoicing integrated. If it’s up to you to find software to manage your company’s finances, you […]

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5 Ways You Can Potentially Increase Your Salary

While money isn’t everything, it can certainly be very important to your well-being. Whether you’re just starting out in a new career or have been working for a company for many years, knowing what you can do to potentially increase your salary can be an important life skill that can help you improve your financial […]

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The Pros and Cons of Using Professional Tax Services for Your Business

Just hearing the word ‘taxes’ makes most of us grown on command. Unless you’re someone who just clocks in their 9-to-5, making minimum wage, and has zero investments or side-businesses, taxes can be daunting. If you’re self-made, deciding between professional tax services and online DIY filing can be a toss-up. There are ways to figure […]

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payroll

How to Calculate Payroll Hours

Payday is coming up soon! You have all of your employee’s timesheets in front of you and you are trying to figure out how to calculate payroll hours. But pretty soon, you realize how confusing and time-consuming calculating time can be. How many hours is 9:33 a.m. to 5:17 p.m. or 8:23 a.m. to 4:41 […]

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The Different Funding Options for SMEs

The owners of an SME have several different options when it comes to funding expansion or just getting some additional working capital to avoid every month being so tight financially. Quite often, businesses are profitable but lack sufficient profitability to build up enough retained earnings to be comfortable. Getting some additional funds can make that […]

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tips to reduce business costs

What is Peer to Peer Money Lending?

Stuck in financial quicksand? Hoping to find your way out of bankruptcy but can’t get a loan from the usual avenues like banks and credit unions? You’re not alone in this. Over 800,000 people filed for bankruptcy in 2015. While the total continues to decline, medical bills and utility bills continue to pose as looming […]

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