Archive | Accounting & Finance

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Strategies for Financial Literacy

International experts on financial literacy were beamed in from across the globe for the Retirement Commission’s recent summit on Financial Literacy. We know that financial illiteracy is a big problem in New Zealand, but we are by no means the only country in the world struggling to educate people on how to use their money […]

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A Business Maturity Date Really Works

Two years ago, in March of 2009, I wrote this blog chuckb.me/xF about how I started my business 3 1/2 years ago in March of 2007. Four years after we started we’ll have a Mature Business, which is what we intended to do.

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Wells Fargo is likely the “great bank” among the big ones, with the highest integrity and the lowest tolerance for bad banking practices among the bigs. But if my experience is typical as I believe it is, that should scare us all.

Why We’re Leaving Our Giant Bank

Wells Fargo is likely the “great bank” among the big ones, with the highest integrity and the lowest tolerance for bad banking practices among the bigs. But if my experience is typical as I believe it is, that should scare us all.

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Using a Joint Appraiser To Advantage in Divorce

In these economically challenging times, parties are increasingly seeking ways to reduce the cost and conflict of divorce. Many attempt to streamline the process by retaining a joint expert/valuator to appraise the marital business and/or business interests.

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Small Business Bankruptcy

Small businesses, often sole proprietorships or partnerships, are as vulnerable to bankruptcy if not more so, as large ones. Small businesses may be defined as individual units providing products or services, having a small investment and employing few employees.

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Credit Card Debt

Credit cards have become the preferred mode of payment and most people avoid carrying cash in their wallets. They are issued by banks and other institutions which actually open a line of credit for the user and the user can borrow money to pay merchants for buying their goods or services. They can also be […]

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Chapter 11 Bankruptcy

Bankruptcy can be filed for by both individuals and businesses when they are unable to pay off debts and there is no other option left to explore. Bankruptcy offers protection from creditors and the federal court ensures that its decisions are in the best interests of the debtor and the creditors.

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Alternatives to Bankruptcy

The stigma attached to bankruptcy and the economic and financial repercussions following bankruptcy, prove to be the biggest deterrents for filing it in the first place.

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Small Business Equipment Financing

Small businesses have similar requirements to large ones, even the scale and number is much smaller. Equipment forms are an integral part of small businesses as well, that needs to be maintained and replaced over time.

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Types of Small Business Financing

A small business is defined as one which is privately owned, has only a few employees and low sales volumes. Though the number of employees and the capital invested in a business is different in various countries, it is certainly not one of the major market players in its field.

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