Self employed people are burdened with heavy expenses to comply with Government requirements and one of these is the cost of ACC cover. For tradespeople in particular, who have a high risk of injury, the cost can be significant.
Tag Archives | finance nz
When I was young, I used to go fishing with my father in his boat. Not being much of a sailor, I often succumbed to the motion of the waves when there was a big swell. All I wanted to do then was to get my feet back on firm ground. I still remember the advice my father gave me to help me last the distance back to land.
Last week we looked at the first four steps you need to take if you want financial freedom; something that most Kiwis aspire to. They were: (1) Spend less than you earn; (2) Join a subsidised superannuation scheme;
One of the keys to success in life is the ability to find your passions. It is almost impossible to achieve financial success without clearly identifying your goals in life, and your goals are determined by your passions. The simplest method I have found for finding your passions is one developed by Janet and Chris Attwood (The PassionTest: The Effortless Path to Discovering Your Life Purpose).
Nowadays, it seems the lavish wedding is back in vogue and young couples find themselves with the challenge of putting on a wedding that matches or outshines the expectations of their peers but without going broke.
I entered into business later in the career path after a successful run in education…many ask and are surprised to find out there isn’t that much difference between helping a teenager to succeed …
In my role as a venture catalyst in the private investment market, I often get asked how to go about a raise and what value propositions angel investors are looking for in new companies?
We all dreamed of it on those days when the boss never seemed to stop nit picking, when we had to travel on weekends, when we were bored, over-worked, sick but company culture or your boss (see above) insisted you came in.
The recent receivership of Ross Asset Management has been yet another lesson in investment behaviour. Only further investigation will determine whether anything untoward has occurred, however whatever the outcome of that investigation, investors in the fund will now be nervously waiting and considering the wisdom of their decisions.
As the global recession worsens, businesses will shed staff or close down altogether and unemployment is expected to double. It’s not going to be a happy year. Not only will there be fewer jobs available, but there may also be more people seeking work.