Archive | Finance Basics

Small Business Loans An Overview

Small Business Loans An Overview

A business can be large or small depending on factors like capital invested, the number of people, quantity produced and so on.

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Small Business Bankruptcy

Small Business Bankruptcy

Small businesses, often sole proprietorships or partnerships, are as vulnerable to bankruptcy if not more so, as large ones. Small businesses may be defined as individual units providing products or services, having a small investment and employing few employees.

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Credit Card Debt

Credit Card Debt

Credit cards have become the preferred mode of payment and most people avoid carrying cash in their wallets. They are issued by banks and other institutions which actually open a line of credit for the user and the user can borrow money to pay merchants for buying their goods or services. They can also be used to get cash advances.

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Where and How to Find Small Business Funding

Where and How to Find Small Business Funding

The success of a small business depends on the funding it is able to arrange from various sources, which ensure a smooth cash flow.

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Chapter 11 Bankruptcy

Chapter 11 Bankruptcy

Bankruptcy can be filed for by both individuals and businesses when they are unable to pay off debts and there is no other option left to explore. Bankruptcy offers protection from creditors and the federal court ensures that its decisions are in the best interests of the debtor and the creditors.

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Alternatives to Bankruptcy

Alternatives to Bankruptcy

The stigma attached to bankruptcy and the economic and financial repercussions following bankruptcy, prove to be the biggest deterrents for filing it in the first place.

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When to Declare Bankruptcy – Some Early Warning Signs

When to Declare Bankruptcy – Some Early Warning Signs

Bankruptcy is a legal recourse taken by an individual or a company that is badly in debt with no resources to pay or clear the debt. This includes the present and the future prospects being as bleak.

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Some Do’s and Don’ts for Small Business Insurance

Some Do’s and Don’ts for Small Business Insurance

Business Insurance is an essential shield from disaster in various situations that can bear the financial strain of setting things right, treating people, repairing equipment, and in short, resolving all headaches for the small business owner.

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Small Business Equipment Financing

Small Business Equipment Financing

Small businesses have similar requirements to large ones, even the scale and number is much smaller. Equipment forms are an integral part of small businesses as well, that needs to be maintained and replaced over time.

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Types of Small Business Financing

Types of Small Business Financing

A small business is defined as one which is privately owned, has only a few employees and low sales volumes. Though the number of employees and the capital invested in a business is different in various countries, it is certainly not one of the major market players in its field.

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Small Business Finance Options

Small Business Finance Options

Small businesses need sources of finance to get adequate funding for their venture. While majority of small businesses start with the entrepreneur’s own funds, access to additional sources becomes important to meet the spiraling costs.

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Small Business Line of Credit

Small Business Line of Credit

A line of credit is one of the instruments available to businesses to get access to funds for their business venture. Even small businesses can avail of this financing method to pay for everything from raw materials to equipment.

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Factoring as a Source of Small Business Financing

Factoring as a Source of Small Business Financing

Factoring is a source of finance for small businesses. Factoring is a financial transaction between a business owner and a third party that provides instant cash to the former in exchange for the account receivables of the business.

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Advantages and Disadvantages of Taking Small Business Loans from Banks

Advantages and Disadvantages of Taking Small Business Loans from Banks

Every business needs a certain amount of money to start. The entrepreneur on the threshold of starting a new venture, has to work out where and how he will get access to sufficient funds.

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